Once you start your new policy make sure you continue to compare rates online atleast once a month. Auto insurance companies determine the price you pay for coverage in various ways, so the only way to always be sure that your getting the best deal is by comparing as many quotes as possible. Secondly, one easy way to reduce your premium by as much as fifteen percent in by taking a defensive driver course. This course is very affordable and easily pays for itself with the amount of money you will be saving once you complete it. Contact your local dmv if you're interested in taking it. Also, if you already have taken the course, be sure to let your insurance agent aware so you can receive the discounted rates. You'd be surprised at just how many people complete the course and as the years go by completely forgotten that they have taken it. Also, another way to knock off as much as an additional ten percent off your auto insurance premium is by increasing your deductible. For example, if your deductible is currently $250 and you increase it to $500, you will instantly save money because if you were to file a claim, the amount of money the insurer would have to spend would be less. And as a result of that, they pass the savings on to you. And lastly, by keeping a good driving record and a good credit score, you will always get the lowest rates possible regardless of which insurance company you decide to start a policy with.
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